JUST LISTED

190 W 4th Street, Holt, MO 64048

Historic 1860s Craftsman with 3 bedrooms, 3 full baths, and 1,750 sq ft on a level 0.83-acre treed lot overlooking a creek. Currently operating as a short-term rental and bridal suite.

$369,900

190 W 4th Street, Holt, MO 64048

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About This Home

Step Into History Without Sacrificing Modern Comfort

Welcome to this beautifully updated 3-bed home in Holt, Missouri, where 1860s charm meets today's comforts. Offering 1,750 square feet, 3 full bathrooms, and a gorgeous outdoor setting overlooking a peaceful babbling creek, this historic property provides a rare combination of character, versatility, and scenic beauty. Currently operating as a short-term rental and bridal suite.

Located at 190 W 4th Street, this one-of-a-kind home has been thoughtfully renovated to honor its historic roots while creating a welcoming, updated living environment. You'll appreciate the preserved Craftsman-inspired details, tasteful finishes, and warm country kitchen and dining area designed for gathering and making memories. The home offers a wonderful balance of old-world charm and modern convenience.

Currently utilized as a short-term rental catering to guests attending nearby wedding venues, the property offers an appealing opportunity for continued hospitality use, a personal retreat, or a distinctive primary residence. Its established bridal suite setup adds another dimension of flexibility for buyers exploring rental possibilities.

Step outside and discover what truly makes this setting special. Enjoy a spacious, level yard, beautiful mature trees, peaceful creekside surroundings, and tremendous views. Whether you're relaxing outdoors, hosting gatherings, or simply enjoying the natural beauty, the setting offers room to unwind. Additional land options may be available through separate negotiation, providing even more possibilities for those seeking extra outdoor space.

Photo Gallery

Photo Gallery

Take a closer look at this historic Holt home, including its exteriors, furnished interiors, creekside yard, drone aerials, and floor plans. Click any image to view it full size. Use the buttons below to browse photos by room.

Front exterior of 190 W 4th Street in Holt, a two-story Craftsman home with light siding at twilight with warm interior lights on Front exterior at twilight Daylight exterior view of the two-story home at 190 W 4th Street with horizontal siding and an attached single-car garage Daylight exterior with garage Side profile view of the two-story home at 190 W 4th Street from the driveway, with light siding, white trim, and a white garage door Side view from the driveway Furnished living room at 190 W 4th Street with two dark gray sectional sofas, crown molding, and wood-look flooring Furnished living room Living room at 190 W 4th Street with a navy sectional sofa, pink pillows, and a large patterned area rug Living room with navy sofa Traditional dining room at 190 W 4th Street with a wooden dining table, six chairs, buffet sideboard, and luxury vinyl plank flooring Formal dining room Kitchen and dining combo at 190 W 4th Street with white cabinetry, butcher block countertops, a dark green kitchen island, and stainless steel appliances Country kitchen and dining Wide-angle view of the kitchen and dining area at 190 W 4th Street with light gray cabinetry, a butcher block island, and LVP flooring Kitchen and eat-in dining Kitchen at 190 W 4th Street with white cabinets, a mobile island with butcher block top, stainless steel appliances, and natural light White cabinet kitchen with island Master bedroom at 190 W 4th Street with a king-sized bed with patterned bedding, white walls, crown molding, and plank flooring Master bedroom Primary bedroom at 190 W 4th Street with a bed in neutral tones, white walls, and dark wood-look plank flooring Primary bedroom Guest bedroom at 190 W 4th Street with a bed with a patterned duvet, pink throw blanket, and white walls Guest bedroom Guest bedroom at 190 W 4th Street with patterned grey bedding, a pink throw blanket, and medium-tone wood-look plank flooring Neutral guest bedroom Corner view of a bedroom at 190 W 4th Street with white walls, wood-look vinyl flooring, and crown molding Bedroom corner view Modern guest bedroom at 190 W 4th Street with a white paneled headboard, patterned comforter, and dark wood-tone laminate flooring Modern guest bedroom Bathroom at 190 W 4th Street with dark marble-look tile in the shower, white floor tiles, and a wood vanity Bathroom with tiled shower Modern double vanity bathroom at 190 W 4th Street with light grey wood cabinetry, black stone countertop, and white marble-look floor tiles Double vanity bathroom Bathroom at 190 W 4th Street with a white vanity, marble-look countertop, dark charcoal tile shower surround, and black plumbing fixtures Modern bathroom vanity Dual-sink bathroom vanity at 190 W 4th Street with grey wood-grain cabinets, black metal frames, and a black countertop Dual-sink vanity Bathroom vanity and shower at 190 W 4th Street with a dark wood vanity, black granite countertop, and dark charcoal subway tile shower Vanity and walk-in shower Main-level laundry room at 190 W 4th Street with a washer and dryer, white walls, and dark luxury vinyl plank flooring Main-level laundry room Backyard concrete patio at 190 W 4th Street with a sliding glass door and wooded area beyond the yard Backyard concrete patio Rear exterior of 190 W 4th Street with a large concrete patio, grass yard, and mature trees in the background Rear of home and patio Large open grassy backyard at 190 W 4th Street viewed from the concrete patio, with mature trees and a clear blue sky Spacious level backyard Aerial view of the rural property at 190 W 4th Street in Holt with a house, driveway, expansive grassy yard, and dense surrounding trees Aerial property view Drone aerial view of the rear of the two-story home at 190 W 4th Street with a concrete patio and mature trees casting long shadows Drone aerial of the backyard Aerial drone view looking down at the home at 190 W 4th Street surrounded by mature trees, lawn, and a gable roof Aerial view above the trees Aerial view of the property at 190 W 4th Street and surrounding rural acreage in autumn with lush fall-colored trees Aerial of the creekside setting Drone aerial view of the home at 190 W 4th Street on a rural wooded lot with light siding, a dark shingled roof, and an attached garage Drone aerial over the treed lot Ground floor plan of 190 W 4th Street showing the porch, living area, dining area, kitchen, two bathrooms, and garage Ground floor plan Second floor plan of 190 W 4th Street showing three bedrooms, a bathroom, a laundry room, and hallways Second floor plan
Property Facts

Property Facts at a Glance

Location

190 W 4th Street, Holt, MO 64048 (Clay County)

Price

$369,900 (about $211/sq ft)

Bedrooms | Bathrooms

3 | 3 full

Living Space

1,750 sq ft, two-story 1860s Craftsman

Lot

Level 0.83-acre treed city lot overlooking a creek

Status

Active (MLS# 2648419)

Listing Terms

Cash, Conventional, FHA, VA loan

Annual Taxes

$1,500

Ownership Type

Investor. Currently operating as a short-term rental and bridal suite

Property Details

Property Details

$369,900

Price

3

Bedrooms

3

Full Bathrooms

1,750

Sq Ft

0.83

Acres

1860

Year Built

1

Attached Garage

None

HOA

Highlights

Key Features of This Historic Home

  • 3 bedrooms, 3 full bathrooms
  • 1,750 sq ft of finished living space
  • 1860s historic charm with modern updates
  • Craftsman-inspired details, built-in features, custom cabinets
  • Country kitchen with island, eat-in area, stainless steel appliances
  • Separate formal dining room plus kitchen/dining combo
  • Luxury vinyl plank flooring
  • Established short-term rental and bridal suite setup
  • Spacious level 0.83-acre treed lot overlooking a creek
  • Backyard concrete patio for entertaining
  • 1 attached garage
  • Main-level inside laundry room
  • Central electric heat and central air
  • Public sewer and water
  • No HOA
  • Flood plain disclosure on file
Questions & Answers

Answers About This Holt Home

Can 190 W 4th Street in Holt be used as a short-term rental?

The home is currently operating as a short-term rental and bridal suite, catering to guests attending nearby wedding venues. Its established setup offers an appealing opportunity for continued hospitality use. Buyers should verify current local short-term rental regulations, zoning, and licensing requirements with Clay County and the City of Holt before relying on any income figure.

What makes this historic Holt, MO home unique?

It is an 1860s Craftsman-style home that has been thoughtfully renovated to preserve its historic character while adding modern comfort. Highlights include preserved Craftsman details, a warm country kitchen with an island, three full bathrooms, a level 0.83-acre treed lot, and a peaceful creekside setting. Additional land options may be available through separate negotiation.

What schools serve this Holt home?

The home is in the Kearney school district, served by Dogwood Elementary, Kearney Middle, and Kearney High. Buyers should confirm current attendance boundaries and enrollment details directly with the district, since boundaries can change.

Where is Holt, Missouri, and how do you get to this property?

Holt is a small community in Clay County, Missouri, just north of the Kansas City metro, close to Kearney and Smithville with easy access off I-35. Directions: From I-35, take Exit 33 toward Holt/Lawson. Head west on Highway PP approximately 0.8 miles. Turn left onto Highway 33 (Cleveland Street). Continue into Holt and turn right onto W 4th Street. Follow to 190 W 4th Street, Holt, MO 64048.

Who is 190 W 4th Street a good fit for?

It suits several buyers: short-term rental and hospitality investors who want an established, turnkey setup; buyers interested in a distinctive primary residence with history and character; and anyone looking for a peaceful, treed creekside setting with rental flexibility. The home may qualify for down payment assistance programs (13 programs, up to $20,344 per Down Payment Resource); buyers should verify program details with their lender.

Why buy or sell with Heartland Homes KC?

Jason and Jana DeLong combine builder-level knowledge with hands-on market guidance, so they can help you evaluate a historic property's condition, its short-term rental potential, and your financing options with confidence. To tour 190 W 4th Street or talk through Holt and the Northland, call 816-533-3100 or use the booking link to schedule a consultation. See related guidance on homes with acreage in the Kansas City Northland and on buying before you sell your current home.

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Tour 190 W 4th Street in Holt

See the history, the creekside setting, and the short-term rental setup in person. Tell us when you would like to visit and we will confirm your tour.

816-533-3100

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