JUST LISTED

495 Main Street, Holt, MO 64048

Historic 1883 Craftsman with 4 bedrooms, 2 full baths, and 2,150 sq ft on a 0.46-acre creekside city lot in Holt, Clay County, MO, with a separate guest carriage house.

$455,000

495 Main Street, Holt, MO 64048

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About This Home

Historic Beauty, Modern Updates, and Incredible Income Potential

Welcome to this stunning 4-bed home in Holt, Missouri, where historic character meets modern comfort and versatility. Built in 1883, this beautifully renovated 2,150-square-foot home features 4 bedrooms, 2 bathrooms, a separate guest carriage house, and a gorgeous 0.46-acre setting alongside a peaceful creek.

Offered at $455,000, this property presents a unique opportunity for homebuyers and investors alike. The one-and-a-half-story Craftsman has been thoughtfully renovated to blend its 1883 character with modern finishes, built-in features, and custom cabinets, while the separate guest carriage house adds flexibility for guests, extended family, a home office, or rental possibilities.

Step outside and enjoy the peaceful creekside setting, a covered patio, a detached garage with a shared driveway, and a private 0.46-acre city lot in Holt, Clay County, Missouri. With central gas heat, central electric air, public sewer and water, a full basement, and no HOA, this home is ready for its next chapter.

Photo Gallery

Photo Gallery

Take a closer look at this historic Holt home, including its farmhouse exteriors, front porch, living spaces, modern white kitchen, bedrooms, guest carriage house, drone aerials, and floor plans. Click any image to view it full size. Use the buttons below to browse photos by room.

Front exterior of 495 Main Street in Holt at twilight with light siding, black roof shingles, white trim, and a front porch with white railings Front exterior at twilight Historic farmhouse exterior of 495 Main Street in Holt with light purple horizontal siding, a dark grey shingled roof, and a front porch Historic farmhouse front and side Front facade of 495 Main Street, a traditional home painted lavender with white trim, a dark grey shingled roof, and a front porch in daylight Front facade in daylight Front porch of 495 Main Street with light purple horizontal siding, a dark grey porch ceiling, white trim, and a wall-mounted light fixture Front porch Side and rear view of the home at 495 Main Street with lavender siding, black trim, a large mature tree, and a clear blue sky Side and rear view Rear facade of the home at 495 Main Street with light purple lap siding and a detached outbuilding visible in the background Rear facade with outbuilding Side profile of the detached guest carriage house at 495 Main Street with lavender siding and white trim Detached guest carriage house Living room at 495 Main Street with the entry and a wooden staircase, white walls, and dark hardwood floors Living room with staircase Open living room at 495 Main Street with dark hardwood floors, white walls, and a view into the dining room and hallway Open living room Open-concept living and dining area at 495 Main Street with white walls and dark wood-style laminate flooring Living and dining area Living room at 495 Main Street with a wooden staircase, white walls, and dark hardwood floors Living room staircase view Multi-purpose living room at 495 Main Street with stairs, LVP flooring, and white walls Living room off the stairs Formal dining room at 495 Main Street with wood flooring, a light purple accent wall, and a large hutch Formal dining room Open dining room and kitchen at 495 Main Street with dark hardwood floors and white cabinetry Dining room open to the kitchen Laundry and mudroom at 495 Main Street with white built-in bench and shelving and dark grey tile flooring Laundry and mudroom built-ins Kitchen at 495 Main Street with white cabinetry, butcher-block style countertops, stainless steel appliances, and dark wood flooring Kitchen with white cabinets White kitchen at 495 Main Street with shaker cabinets, stainless steel appliances, and dark wood butcher-block countertops White kitchen and butcher block Kitchen at 495 Main Street with white cabinetry, butcher block countertops, stainless steel appliances, and natural light from a window Kitchen with butcher block counters Modern white kitchen at 495 Main Street with shaker cabinets, light wood butcher block countertops, and stainless steel appliances Modern white kitchen Master bedroom at 495 Main Street with a bed with a blue quilt, white walls, and dark hardwood flooring Master bedroom Master bedroom at 495 Main Street with a bed with a quilt, a dresser with mirror, and wood laminate flooring Master bedroom with dresser Primary bedroom at 495 Main Street with white walls, neutral carpeting, and natural daylight from a window Primary bedroom Master bedroom at 495 Main Street with white walls, gray carpet, and bright natural daylight Master bedroom, neutral Bunk-bed bedroom at 495 Main Street with white walls, carpeted flooring, and a built-in storage bunk bed Bunk-bed bedroom Secondary bedroom at 495 Main Street with bunk beds, white walls, gray carpet, and white trim Secondary bunk-bed room Kids' bedroom at 495 Main Street with a white bunk bed, white walls, and gray carpeting Kids' bunk-bed room Attic loft bedroom at 495 Main Street with sloped ceilings, light grey paint, wood-look flooring, and a white railing Attic loft bedroom Loft bedroom at 495 Main Street with sloped white ceilings, wood-look plank flooring, and a white railing Loft bedroom with sloped ceiling Bedroom at 495 Main Street with a window bench, carpeted floors, and white trim and walls Bedroom with window bench Walk-in closet at 495 Main Street with white shelving and hanging rods Walk-in closet Bathroom at 495 Main Street with white marble-look tiles with black veining, a walk-in shower, and built-in shelving Bathroom with marble-look shower Modern bathroom vanity at 495 Main Street with a dark charcoal vanity, white speckled quartz countertop, and a black-framed mirror Modern bathroom vanity Guest bathroom at 495 Main Street with a dark navy vanity, quartz countertop, black hardware, and a gray tile shower surround Guest bathroom Bathroom at 495 Main Street with a dark vanity, light speckled stone countertop, and marble-look tile in the shower Bathroom with tiled shower Drone aerial view of 495 Main Street with a central house, driveway, detached outbuilding, mature trees, and paved roads Aerial view of the lot Drone aerial of the property at 495 Main Street with grey siding, a dark shingled roof, and a detached garage Drone aerial of the property Aerial drone view of 495 Main Street with multiple buildings, a detached outbuilding, and mature trees Aerial of the property and outbuilding Drone aerial looking down at 495 Main Street with the main house, detached garage, gravel driveways, and mature trees Aerial view of the house and garage Aerial drone shot of the farmhouse at 495 Main Street with light blue siding, a dark shingled roof, a large grassy yard, and a detached outbuilding Aerial of the farmhouse lot Aerial drone view of 495 Main Street, a two-story house with light blue siding, white trim, a concrete driveway, and mature trees Aerial over the driveway Floor plan of 495 Main Street showing both levels with rooms, measurements, stairs, bathrooms, and kitchen layouts Full property floor plan Two-level floor plan of 495 Main Street with bedrooms, bathrooms, closets, and staircases Two-level floor plan
Property Facts

Property Facts at a Glance

Location

495 Main Street, Holt, MO 64048 (Clay County)

Price

$455,000 (about $212/sq ft)

Bedrooms | Bathrooms

4 | 2 full

Living Space

2,150 sq ft, one-and-a-half-story 1883 Craftsman

Lot

0.46-acre city lot alongside a peaceful creek

Status

Active (MLS# 2648389)

Listing Terms

Cash, Conventional, FHA, VA loan

Annual Taxes

$911

Ownership Type

Estate/Trust

Property Details

Property Details

$455,000

Price

4

Bedrooms

2

Full Bathrooms

2,150

Sq Ft

0.46

Acres

1883

Year Built

1

Guest Carriage House

None

HOA

Highlights

Key Features of This Historic Home

  • 4 bedrooms, 2 full bathrooms
  • 2,150 sq ft of finished living space
  • 1883 historic character with modern renovations
  • One-and-a-half-story Craftsman with built-in features and custom cabinets
  • Eat-in kitchen and kitchen/dining combo with stainless steel appliances
  • Hardwood, wood, and luxury vinyl plank flooring
  • Separate guest carriage house (guest house)
  • Walk-in closet(s), ceiling fans
  • Full basement
  • Covered patio
  • Detached garage with shared driveway
  • 0.46-acre creekside city lot
  • Central gas heat, central air electric
  • Public sewer and water
  • No HOA
Questions & Answers

Answers About This Holt Home

What makes 495 Main Street in Holt unique?

It is an 1883 Craftsman-style home that has been thoughtfully renovated to blend historic character with modern comfort. Highlights include 4 bedrooms, 2 full baths, a separate guest carriage house, walk-in closets, a full basement, and a 0.46-acre setting alongside a peaceful creek. Its estate/trust ownership and separate guest house offer flexibility for a distinctive primary residence or investment-minded buyers.

What is the guest carriage house at 495 Main Street?

The property includes a separate guest carriage house (listed as a guest house structure), which adds versatility for guests, extended family, a home office, or rental possibilities. Buyers should verify current local short-term rental regulations, zoning, and licensing requirements with Clay County and the City of Holt before relying on any income figure.

What schools serve this Holt home?

The home is in the Kearney school district, served by Dogwood Elementary, Kearney Middle, and Kearney High. Buyers should confirm current attendance boundaries and enrollment details directly with the district, since boundaries can change.

Where is Holt, Missouri, and how do you get to this property?

Holt is a small community in Clay County, Missouri, just north of the Kansas City metro, close to Kearney and Smithville with easy access off I-35. Directions: From I-35, take Exit 33 toward Holt/Lawson. Head west on Highway PP approximately 0.8 miles. Turn left onto Highway 33 (Cleveland Street), then turn right onto Main Street. Continue to 495 Main Street, Holt, MO 64048.

Who is 495 Main Street a good fit for?

It suits several buyers: homebuyers who want a historic home with modern updates and a separate guest house, investors exploring rental possibilities, and anyone looking for a peaceful, creekside lot with flexibility. The home may qualify for down payment assistance programs (13 programs, up to $25,025 per Down Payment Resource); buyers should verify program details with their lender.

Why buy or sell with Heartland Homes KC?

Jason and Jana DeLong combine builder-level knowledge with hands-on market guidance, so they can help you evaluate a historic property's condition, its guest-house and rental potential, and your financing options with confidence. To tour 495 Main Street or talk through Holt and the Northland, call 816-533-3100 or use the booking link to schedule a consultation. See related guidance on homes with acreage in the Kansas City Northland and on buying before you sell your current home.