New Construction Costs Explained: What the Base Price Does Not Include

When you see the base price of a new construction home, it is natural to think that is what you will pay. But the base price is just the starting point. Most buyers end up spending significantly more once they account for lot premiums, structural options, design upgrades, landscaping, window coverings, and closing costs.

With more than 100 homes built and 1,000+ real estate transactions, Jason knows exactly where the costs add up. Here is what you need to budget for beyond the base price.

Lot Premium

Most builders charge extra for desirable lots. A lot backing to green space, a pond, or a cul-de-sac can cost anywhere from a few thousand to over $50,000 more than a standard interior lot. Corner lots, larger lots, and lots with premium views also carry premiums. Learn more about understanding the true costs of new construction.

Structural Options

These are permanent changes to the home's structure that must be decided before construction begins. Common structural options include additional bedrooms or bathrooms, finished basements, extended garages, covered patios, sunrooms, and extra windows or doors. These are typically the most expensive upgrades you will encounter.

Design Center Upgrades

The standard finishes included in the base price are functional but basic. Most buyers upgrade flooring, countertops, cabinets, fixtures, and appliances at the design center. These upgrades can add 5 to 15 percent to your total cost depending on the selections you make. Review our guide to builder incentives and how they offset upgrade costs.

Landscaping & Exterior

Many builders include minimal landscaping in the base price. Budget separately for sod, irrigation, fencing, driveway extensions, landscaping plants and trees, and exterior lighting. These costs can add $5,000 to $20,000 depending on the size of your lot and the scope of work.

Window Coverings

Blinds, shades, and curtains are almost never included in the base price. A whole-home window covering package can cost $2,000 to $5,000 or more depending on the number and size of windows.

Closing Costs

Loan origination fees, title insurance, appraisal, recording fees, and prepaid taxes and insurance add up. Builder incentives often help cover these costs, but you should still budget for them.

Comparing Builders and Their Inclusions

Every builder includes different features in their base price. Some include stainless steel appliances, while others only offer basic white appliances. Some include landscaping and irrigation; others leave that entirely to you. We help you compare Kansas City builders side by side so you can see exactly what each one includes and where the extra costs will appear. For answers to the most common questions, visit our new construction FAQ page.

How We Help

We help you get a complete cost estimate before you sign a contract. Jason's construction background means he can spot costs that other agents might miss. We help you compare builder inclusions, understand what is standard versus optional, and prioritize upgrades that add real value.

Ready to get a full cost estimate? Schedule a free consultation or call us at 816-533-3100.